One-and-done counts confirmed fills; holds need a persistent refusal; wipes keep their yardstick

Fourth review round (52ed9c7):

- The one-and-done guard counts only entries the broker confirmed filled,
  so an entry that timed out or was rejected unfilled no longer benches the
  account for the day.
- TopstepX: an account is promoted only by a sync that actually checked its
  funds; one with no account type stays out (not traded) without costing a
  sync per pass, and once typed waits for that check. Wipe routes don't
  count untyped accounts as failures.
- Tradovate: an unchecked balance-hold release needs Cash History refused
  for a full hour straight (a 4xx other than 401/403/408/429, or an answer
  without data); any other outcome resets it, so one stray reply during a
  5xx outage can't release a payout.
- A wipe keeps the pre-wipe baseline and fund rows as its yardstick: the
  rebuild must explain today's balance against them, so a payout the
  rebuilt report hasn't booked yet stays held.
- The roll base of an unrolled record is kept per trade date in
  account_meta, so a restart later the same trade date counts from the same
  point instead of from a value that already includes the day's fills.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

app/api/accounts/[id]/wipe/route.ts

@@ -1,5 +1,6 @@
 import { NextResponse } from 'next/server';
 import { getClients } from '@/lib/clients';
+import { getAccountConfig } from '@/lib/account-type-resolver';
 import { wipeAccountData } from '@/lib/db';
 
 /**
@@ -29,7 +30,7 @@ export async function POST(_req: Request, { params }: { params: Promise<{ id: st
 
         await client.fetchDaysTraded([accountId]);
 
-        const loaded = client.historyReady(accountId);
+        const loaded = client.historyReady(accountId) || !getAccountConfig(accountId).accountType;
         return NextResponse.json({
             ok: true,
             entries: (client.dailyPnL[accountId] ?? []).length,