diff --git a/app/accounts/[id]/page.tsx b/app/accounts/[id]/page.tsx
index 84f5561..07adcfd 100644
--- a/app/accounts/[id]/page.tsx
+++ b/app/accounts/[id]/page.tsx
@@ -86,7 +86,7 @@ const MONTH_NAMES = [
 ];
 const DOW_LABELS = ['Sun', 'Mon', 'Tue', 'Wed', 'Thu', 'Fri', 'Sat'];
 
-function CalendarMonth({ year, month, pnlMap, fundMap }: { year: number; month: number; pnlMap: Map<string, number>; fundMap: Map<string, number> }) {
+function CalendarMonth({ year, month, pnlMap, fundMap, stageMap }: { year: number; month: number; pnlMap: Map<string, number>; fundMap: Map<string, number>; stageMap: Map<string, number> }) {
     const daysInMonth = new Date(year, month, 0).getDate();
     const firstDow = new Date(year, month - 1, 1).getDay(); // 0 = Sunday
 
@@ -133,12 +133,13 @@ function CalendarMonth({ year, month, pnlMap, fundMap }: { year: number; month:
                     const key = `${year}-${String(month).padStart(2, '0')}-${String(day).padStart(2, '0')}`;
                     const pnl = pnlMap.get(key);
                     const fundAmt = fundMap.get(key);
+                    const stage = stageMap.get(key);
                     const hasData = pnl !== undefined;
                     const positive = hasData && pnl! >= 0;
                     return (
                         <div
                             key={key}
-                            className={`rounded-lg px-1.5 pt-1.5 pb-2 min-h-14 flex flex-col ${
+                            className={`rounded-lg px-1.5 pt-1.5 pb-2 min-h-14 flex flex-col relative ${
                                 hasData
                                     ? positive
                                         ? 'bg-green-50 border border-green-100'
@@ -148,11 +149,18 @@ function CalendarMonth({ year, month, pnlMap, fundMap }: { year: number; month:
                                         : 'bg-slate-50 border border-transparent'
                             }`}
                         >
-                            <span className={`text-[11px] font-medium leading-none mb-1.5 ${
-                                hasData ? (positive ? 'text-green-700' : 'text-red-600') : fundAmt !== undefined ? 'text-amber-700' : 'text-slate-400'
-                            }`}>
-                                {day}
-                            </span>
+                            <div className="flex items-start justify-between">
+                                <span className={`text-[11px] font-medium leading-none ${
+                                    hasData ? (positive ? 'text-green-700' : 'text-red-600') : fundAmt !== undefined ? 'text-amber-700' : 'text-slate-400'
+                                }`}>
+                                    {day}
+                                </span>
+                                {stage !== undefined && (
+                                    <span className="text-[8px] font-semibold text-slate-400 leading-none">
+                                        #{stage}
+                                    </span>
+                                )}
+                            </div>
                             {hasData && (
                                 <span className={`text-[11px] font-bold tabular-nums leading-tight ${
                                     positive ? 'text-green-700' : 'text-red-600'
@@ -220,8 +228,9 @@ export default function AccountPage() {
         );
     }
 
-    // dailyPnL comes from state — same source as dailyTarget, no separate fetch needed.
+    // dailyPnL = current cycle (for targets); fullDailyPnL = all history (for display)
     const dailyPnL = account.dailyPnL;
+    const displayPnL = account.fullDailyPnL ?? account.dailyPnL;
     const fundTransactions = account.fundTransactions ?? [];
     const fundMap = new Map(fundTransactions.map((f) => [f.date, f.amount]));
 
@@ -245,17 +254,17 @@ export default function AccountPage() {
 
     // Consistency target: the total profit level at which the best day no longer
     // violates the consistency ratio. Only meaningful once a positive day exists.
-    const maxDayPnL = dailyPnL.length > 0 ? Math.max(...dailyPnL.filter(d => d.pnl > 0).map(d => d.pnl)) : 0;
-    const consistencyTarget = cfg && cfg.consistency > 0 && maxDayPnL > 0
+    const maxDayPnL = displayPnL.length > 0 ? Math.max(...displayPnL.filter(d => d.pnl > 0).map(d => d.pnl)) : 0;
+    const consistencyTarget = cfg && cfg.consistency > 0 && cfg.consistency < 1 && maxDayPnL > 0
         ? Math.round(maxDayPnL / cfg.consistency * 100) / 100
         : null;
 
     // Build equity curve: FIFO daily increments + withdrawal step-downs, origin at $0
     // Merge daily P&L and fund transactions into a single sorted timeline
     type EquityEvent = { date: string; pnl?: number; fundAmt?: number };
-    const allDates = new Set([...dailyPnL.map((d) => d.date), ...fundTransactions.map((f) => f.date)]);
+    const allDates = new Set([...displayPnL.map((d) => d.date), ...fundTransactions.map((f) => f.date)]);
     const eventsByDate = new Map<string, EquityEvent>();
-    for (const d of dailyPnL) eventsByDate.set(d.date, { date: d.date, pnl: d.pnl });
+    for (const d of displayPnL) eventsByDate.set(d.date, { date: d.date, pnl: d.pnl });
     for (const f of fundTransactions) {
         const existing = eventsByDate.get(f.date);
         eventsByDate.set(f.date, { ...existing, date: f.date, fundAmt: f.amount });
@@ -304,10 +313,21 @@ export default function AccountPage() {
     const strokeGradId = 'equityStroke';
 
     // Build calendar data
-    const pnlMap = new Map(dailyPnL.map((d) => [d.date, d.pnl]));
-    const allCalendarDates = [...dailyPnL.map((d) => d.date), ...fundTransactions.map((f) => f.date)];
+    const pnlMap = new Map(displayPnL.map((d) => [d.date, d.pnl]));
+    const allCalendarDates = [...displayPnL.map((d) => d.date), ...fundTransactions.map((f) => f.date)];
     const calendarMonths = [...new Set(allCalendarDates.map((d) => d.slice(0, 7)))].sort();
 
+    // Build stage map: stage increments after each withdrawal (negative fund txn)
+    const sortedWithdrawalDates = fundTransactions
+        .filter((f) => f.amount < 0)
+        .map((f) => f.date)
+        .sort();
+    const stageMap = new Map<string, number>();
+    for (const d of displayPnL) {
+        const stage = sortedWithdrawalDates.filter((wd) => wd < d.date).length + 1;
+        stageMap.set(d.date, stage);
+    }
+
     return (
         <div className="min-h-screen bg-slate-50 p-8">
             <div className="max-w-7xl mx-auto">
@@ -388,13 +408,13 @@ export default function AccountPage() {
                 <div className="bg-white border border-slate-200 rounded-xl shadow-sm p-6 mb-5">
                     <div className="flex items-center justify-between mb-4">
                         <h2 className="text-slate-900 font-bold text-base">Equity Curve</h2>
-                        {dailyPnL.length > 0 && (
+                        {displayPnL.length > 0 && (
                             <span className={`text-sm font-bold tabular-nums ${isPositive ? 'text-green-600' : 'text-red-500'}`}>
                                 {isPositive ? '+' : ''}${fmt(totalProfit)}
                             </span>
                         )}
                     </div>
-                    {dailyPnL.length === 0 ? (
+                    {displayPnL.length === 0 ? (
                         <p className="text-slate-400 italic text-sm text-center py-8">No trading history available</p>
                     ) : (
                         <ResponsiveContainer width="100%" height={260}>
@@ -485,7 +505,7 @@ export default function AccountPage() {
                                         strokeDasharray="4 3"
                                         label={{
                                             value: 'W/D',
-                                            position: 'insideTopRight',
+                                            position: 'insideBottomRight',
                                             fontSize: 10,
                                             fontWeight: 700,
                                             fill: '#d97706',
@@ -552,14 +572,14 @@ export default function AccountPage() {
                         <div className="grid grid-cols-1 gap-8" style={{ gridTemplateColumns: `repeat(${Math.min(calendarMonths.length, 3)}, minmax(0, 1fr))` }}>
                             {calendarMonths.map((ym) => {
                                 const [y, m] = ym.split('-').map(Number);
-                                return <CalendarMonth key={ym} year={y} month={m} pnlMap={pnlMap} fundMap={fundMap} />;
+                                return <CalendarMonth key={ym} year={y} month={m} pnlMap={pnlMap} fundMap={fundMap} stageMap={stageMap} />;
                             })}
                         </div>
                     </div>
                 )}
 
                 {/* Cash History Table */}
-                {(dailyPnL.length > 0 || fundTransactions.length > 0) && (
+                {(displayPnL.length > 0 || fundTransactions.length > 0) && (
                     <div className="bg-white border border-slate-200 rounded-xl shadow-sm p-6 mt-5">
                         <h2 className="text-slate-900 font-bold text-base mb-4">Cash History</h2>
                         <div className="overflow-x-auto">
@@ -573,7 +593,7 @@ export default function AccountPage() {
                                 </thead>
                                 <tbody>
                                     {[
-                                        ...dailyPnL.map((d) => ({ date: d.date, type: 'Trade' as const, amount: d.pnl })),
+                                        ...displayPnL.map((d) => ({ date: d.date, type: 'Trade' as const, amount: d.pnl })),
                                         ...fundTransactions.map((f) => ({ date: f.date, type: 'W/D' as const, amount: f.amount })),
                                     ]
                                         .sort((a, b) => b.date.localeCompare(a.date))
diff --git a/app/api/account-configs/[id]/route.ts b/app/api/account-configs/[id]/route.ts
index 7ba3326..c70f8cd 100644
--- a/app/api/account-configs/[id]/route.ts
+++ b/app/api/account-configs/[id]/route.ts
@@ -21,9 +21,11 @@ export async function PUT(
         accountSize?: number;
         maxLoss?: number;
         maxPositionSize?: number;
+        targetSameEquity?: boolean;
+        withdrawalStages?: { profit: number; consistency: number; minTradingDays: number }[];
     };
 
-    const { prefix, profitTarget, consistency, minDayPnL, minTradingDays, accountSize, maxLoss, maxPositionSize } = body;
+    const { prefix, profitTarget, consistency, minDayPnL, minTradingDays, accountSize, maxLoss, maxPositionSize, targetSameEquity, withdrawalStages } = body;
 
     if (
         typeof prefix !== 'string' || !prefix.trim() ||
@@ -46,6 +48,8 @@ export async function PUT(
             accountSize,
             maxLoss: maxLoss ?? 0,
             maxPositionSize: maxPositionSize ?? 0,
+            targetSameEquity: targetSameEquity ?? false,
+            withdrawalStages: withdrawalStages ?? [],
         });
 
         if (!updated) {
diff --git a/app/api/firms/[id]/accounts/route.ts b/app/api/firms/[id]/accounts/route.ts
index 1992399..4441548 100644
--- a/app/api/firms/[id]/accounts/route.ts
+++ b/app/api/firms/[id]/accounts/route.ts
@@ -25,9 +25,11 @@ export async function POST(
         accountSize?: number;
         maxLoss?: number;
         maxPositionSize?: number;
+        targetSameEquity?: boolean;
+        withdrawalStages?: { profit: number; consistency: number; minTradingDays: number }[];
     };
 
-    const { prefix, profitTarget, consistency, minDayPnL, minTradingDays, accountSize, maxLoss, maxPositionSize } = body;
+    const { prefix, profitTarget, consistency, minDayPnL, minTradingDays, accountSize, maxLoss, maxPositionSize, targetSameEquity, withdrawalStages } = body;
 
     if (
         typeof prefix !== 'string' || !prefix.trim() ||
@@ -50,6 +52,8 @@ export async function POST(
             accountSize,
             maxLoss: maxLoss ?? 0,
             maxPositionSize: maxPositionSize ?? 0,
+            targetSameEquity: targetSameEquity ?? false,
+            withdrawalStages: withdrawalStages ?? [],
         });
 
         return NextResponse.json({
@@ -62,6 +66,8 @@ export async function POST(
             accountSize: row.account_size,
             maxLoss: row.max_loss,
             maxPositionSize: row.max_position_size,
+            targetSameEquity: row.target_same_equity === 1,
+            withdrawalStages: (() => { try { return JSON.parse(row.withdrawal_stages ?? '[]') as { profit: number; consistency: number; minTradingDays: number }[]; } catch { return []; } })(),
         }, { status: 201 });
     } catch (err) {
         console.error('[POST /api/firms/:id/accounts]', err);
diff --git a/app/api/firms/[id]/route.ts b/app/api/firms/[id]/route.ts
index e6d0759..004b411 100644
--- a/app/api/firms/[id]/route.ts
+++ b/app/api/firms/[id]/route.ts
@@ -33,6 +33,8 @@ export async function GET(
             accountSize: a.account_size,
             maxLoss: a.max_loss,
             maxPositionSize: a.max_position_size,
+            targetSameEquity: a.target_same_equity === 1,
+            withdrawalStages: (() => { try { return JSON.parse(a.withdrawal_stages ?? '[]') as { profit: number; consistency: number; minTradingDays: number }[]; } catch { return []; } })(),
         })),
     });
 }
diff --git a/app/api/state/route.ts b/app/api/state/route.ts
index a1265c7..954e6e9 100644
--- a/app/api/state/route.ts
+++ b/app/api/state/route.ts
@@ -1,7 +1,7 @@
 import { NextResponse } from 'next/server';
-import { getFirms } from '@/lib/db';
+import { getFirms, loadDailyPnL } from '@/lib/db';
 import { getClients } from '@/lib/clients';
-import { computeDailyTarget } from '@/lib/trading-logic';
+import { computeDailyTarget, resolveEffectiveConfig } from '@/lib/trading-logic';
 import type { AccountConfigRow } from '@/lib/db';
 
 function getAccountConfig(name: string, accounts: AccountConfigRow[]): AccountConfigRow | undefined {
@@ -30,16 +30,32 @@ export async function GET() {
                 const cfg = getAccountConfig(acc.name, f.accounts);
                 const autoLiqThreshold = client.autoLiqThresholds[acc.id] ?? 0;
                 const isDead = autoLiqThreshold > 0 && cash.amount <= autoLiqThreshold;
+                const allFundTxns = client.fundTransactions?.[acc.id] ?? [];
+                const priorProfit = client.priorProfit?.[acc.id] ?? 0;
+                // Hide initial funding (amount === accountSize) from display
+                const displayFundTxns = cfg
+                    ? allFundTxns.filter((f) => f.amount !== cfg.account_size)
+                    : allFundTxns;
                 let targetHit = false;
                 let dailyTarget: { amount: number; path: 'first_day' | 'normal_day' | 'reduced_day' } | null = null;
                 if (cfg && !isDead) {
-                    const target = computeDailyTarget(cfg.profit_target, cfg.consistency, totalProfit, dailyPnL, cfg.min_day_pnl, cfg.min_trading_days);
+                    const withdrawalStages: { profit: number; consistency: number; minTradingDays: number }[] = (() => { try { return JSON.parse(cfg.withdrawal_stages ?? '[]'); } catch { return []; } })();
+                    const effective = resolveEffectiveConfig(
+                        cfg.profit_target,
+                        cfg.consistency,
+                        cfg.min_trading_days,
+                        cfg.target_same_equity === 1,
+                        withdrawalStages,
+                        priorProfit,
+                        allFundTxns
+                    );
+                    const target = computeDailyTarget(effective.profitTarget, effective.consistency, totalProfit, dailyPnL, cfg.min_day_pnl, effective.minTradingDays);
                     dailyTarget = target;
                     // Condition 1: profit target already exceeded (target=0), still need days → any activity counts
                     // Condition 2: target > 0 → must have made at least the computed daily target
                     targetHit =
                     // If we are just flipping take any activity as target hit
-                        (target.amount === 0 && Math.abs(cash.realizedPnL) > 0 && client.daysTraded[acc.id] <= cfg.min_trading_days) ||
+                        (target.amount === 0 && Math.abs(cash.realizedPnL) > 0 && client.daysTraded[acc.id] <= effective.minTradingDays) ||
                         (cash.realizedPnL >= target.amount);
                 }
 
@@ -56,7 +72,8 @@ export async function GET() {
                     targetHit,
                     dailyTarget,
                     dailyPnL,
-                    fundTransactions: client.fundTransactions[acc.id] ?? [],
+                    fullDailyPnL: client.fullDailyPnL?.[acc.id] ?? loadDailyPnL(acc.id),
+                    fundTransactions: displayFundTxns,
                 };
             });
             return { firm: f.name, connected: true, accounts, perContractFees: client.perContractFees };
diff --git a/app/firms/[id]/settings/page.tsx b/app/firms/[id]/settings/page.tsx
index 2c48594..786f79a 100644
--- a/app/firms/[id]/settings/page.tsx
+++ b/app/firms/[id]/settings/page.tsx
@@ -1,6 +1,6 @@
 'use client';
 
-import { useEffect, useState } from 'react';
+import React, { useEffect, useState } from 'react';
 import { useRouter, useParams } from 'next/navigation';
 
 const SIZE_PRESETS = [5_000, 10_000, 25_000, 50_000, 75_000, 100_000, 150_000];
@@ -14,6 +14,8 @@ interface AccountConfig {
     minTradingDays: number;
     accountSize: number;
     maxPositionSize: number;
+    targetSameEquity: boolean;
+    withdrawalStages: { profit: number; consistency: number; minTradingDays: number }[];
 }
 
 interface FirmConfig {
@@ -51,6 +53,8 @@ function newRow(): RowState {
         minTradingDays: 5,
         accountSize: 50_000,
         maxPositionSize: 0,
+        targetSameEquity: true,
+        withdrawalStages: [],
         dirty: true,
         saving: false,
         error: '',
@@ -148,6 +152,8 @@ export default function FirmSettingsPage() {
                 minTradingDays: row.minTradingDays,
                 accountSize: row.accountSize,
                 maxPositionSize: row.maxPositionSize,
+                targetSameEquity: row.targetSameEquity,
+                withdrawalStages: row.withdrawalStages,
             };
 
             if (row.id < 0) {
@@ -257,20 +263,22 @@ export default function FirmSettingsPage() {
                                 <th className="px-4 py-3 text-left text-xs font-semibold uppercase tracking-wider text-slate-400">Min Day P&L</th>
                                 <th className="px-4 py-3 text-left text-xs font-semibold uppercase tracking-wider text-slate-400">Min Trading Days</th>
                                 <th className="px-4 py-3 text-left text-xs font-semibold uppercase tracking-wider text-slate-400">Max Contracts</th>
+                                <th className="px-4 py-3 text-left text-xs font-semibold uppercase tracking-wider text-slate-400">After First W/D</th>
                                 <th className="px-3 py-3 w-32" />
                             </tr>
                         </thead>
                         <tbody>
                             {rows.length === 0 && firmName && (
                                 <tr>
-                                    <td colSpan={8} className="px-4 py-6 text-center text-sm text-slate-400 italic">
+                                    <td colSpan={9} className="px-4 py-6 text-center text-sm text-slate-400 italic">
                                         No account types yet
                                     </td>
                                 </tr>
                             )}
 
                             {rows.map((row) => (
-                                <tr key={row.id} className="border-b border-slate-100 last:border-0">
+                                <React.Fragment key={row.id}>
+                                <tr className="border-b border-slate-100 last:border-0">
 
                                     {/* Prefix */}
                                     <td className="px-4 py-2.5">
@@ -405,6 +413,21 @@ export default function FirmSettingsPage() {
                                         />
                                     </td>
 
+                                    {/* After Withdrawal */}
+                                    <td className="px-4 py-2.5">
+                                        <label className="flex items-center gap-1.5 cursor-pointer select-none">
+                                            <input
+                                                type="checkbox"
+                                                checked={row.targetSameEquity}
+                                                onChange={(e) =>
+                                                    updateRow(row.id, { targetSameEquity: e.target.checked })
+                                                }
+                                                className="rounded border-slate-300 text-blue-500 focus:ring-blue-400"
+                                            />
+                                            <span className="text-xs text-slate-600">Same equity</span>
+                                        </label>
+                                    </td>
+
                                     {/* Actions */}
                                     <td className="px-3 py-2.5">
                                         <div className="flex items-center justify-end gap-1.5">
@@ -449,11 +472,114 @@ export default function FirmSettingsPage() {
                                         </div>
                                     </td>
                                 </tr>
+
+                            {/* Stage sub-rows — shown when targetSameEquity is OFF */}
+                            {!row.targetSameEquity && (
+                                <>
+                                    {row.withdrawalStages.map((stage, idx) => {
+                                        const isLast = idx === row.withdrawalStages.length - 1;
+                                        const showPlus = isLast && row.withdrawalStages.length > 1;
+                                        return (
+                                            <tr key={`${row.id}-stage-${idx}`} className="bg-slate-50/60 border-b border-slate-100 last:border-0">
+                                                <td colSpan={9} className="pl-10 pr-4 py-1.5">
+                                                    <div className="flex items-center gap-3">
+                                                        <span className="text-xs text-slate-400 w-16 shrink-0">
+                                                            Stage {idx + 2}{showPlus ? '+' : ''}
+                                                        </span>
+                                                        <div className="relative flex items-center">
+                                                            <span className="absolute left-2 text-slate-400 text-xs pointer-events-none">$</span>
+                                                            <input
+                                                                type="number"
+                                                                className="border border-slate-200 rounded px-1.5 py-1 pl-4 text-xs text-slate-800 focus:outline-none focus:ring-1 focus:ring-blue-400 bg-white w-24"
+                                                                value={stage.profit}
+                                                                min={0}
+                                                                step={100}
+                                                                placeholder="Profit"
+                                                                onChange={(e) => {
+                                                                    const next = row.withdrawalStages.map((s, i) =>
+                                                                        i === idx ? { ...s, profit: Number(e.target.value) } : s
+                                                                    );
+                                                                    updateRow(row.id, { withdrawalStages: next });
+                                                                }}
+                                                            />
+                                                        </div>
+                                                        {row.consistency > 0 && (
+                                                            <div className="relative flex items-center">
+                                                                <input
+                                                                    type="number"
+                                                                    className="border border-slate-200 rounded px-1.5 py-1 pr-5 text-xs text-slate-800 focus:outline-none focus:ring-1 focus:ring-blue-400 bg-white w-20"
+                                                                    value={Math.round(stage.consistency * 100)}
+                                                                    min={0}
+                                                                    max={100}
+                                                                    step={1}
+                                                                    placeholder="Cons%"
+                                                                    onChange={(e) => {
+                                                                        const next = row.withdrawalStages.map((s, i) =>
+                                                                            i === idx ? { ...s, consistency: Number(e.target.value) / 100 } : s
+                                                                        );
+                                                                        updateRow(row.id, { withdrawalStages: next });
+                                                                    }}
+                                                                />
+                                                                <span className="absolute right-1.5 text-slate-400 text-xs pointer-events-none">%</span>
+                                                            </div>
+                                                        )}
+                                                        <div className="flex items-center gap-1">
+                                                            <input
+                                                                type="number"
+                                                                className="border border-slate-200 rounded px-1.5 py-1 text-xs text-slate-800 focus:outline-none focus:ring-1 focus:ring-blue-400 bg-white w-12"
+                                                                value={stage.minTradingDays}
+                                                                min={0}
+                                                                step={1}
+                                                                placeholder="Days"
+                                                                onChange={(e) => {
+                                                                    const next = row.withdrawalStages.map((s, i) =>
+                                                                        i === idx ? { ...s, minTradingDays: Number(e.target.value) } : s
+                                                                    );
+                                                                    updateRow(row.id, { withdrawalStages: next });
+                                                                }}
+                                                            />
+                                                            <span className="text-slate-400 text-[10px] shrink-0">days</span>
+                                                        </div>
+                                                        <button
+                                                            onClick={() => {
+                                                                const next = row.withdrawalStages.filter((_, i) => i !== idx);
+                                                                updateRow(row.id, { withdrawalStages: next });
+                                                            }}
+                                                            className="text-slate-300 hover:text-red-400 text-sm leading-none"
+                                                            title="Remove stage"
+                                                        >
+                                                            ×
+                                                        </button>
+                                                    </div>
+                                                </td>
+                                            </tr>
+                                        );
+                                    })}
+                                    <tr className="bg-slate-50/60 border-b border-dashed border-slate-200">
+                                        <td colSpan={9} className="pl-10 pr-4 py-1">
+                                            <button
+                                                onClick={() =>
+                                                    updateRow(row.id, {
+                                                        withdrawalStages: [
+                                                            ...row.withdrawalStages,
+                                                            { profit: row.profitTarget, consistency: row.consistency, minTradingDays: row.minTradingDays },
+                                                        ],
+                                                    })
+                                                }
+                                                className="text-xs text-blue-400 hover:text-blue-600"
+                                            >
+                                                + Add stage
+                                            </button>
+                                        </td>
+                                    </tr>
+                                </>
+                            )}
+                                </React.Fragment>
                             ))}
 
                             {/* Add row */}
                             <tr className="border-t border-dashed border-slate-200">
-                                <td colSpan={8} className="px-2 py-2">
+                                <td colSpan={9} className="px-2 py-2">
                                     <button
                                         onClick={() => setRows((prev) => [...prev, newRow()])}
                                         className="w-full py-1.5 text-sm text-slate-400 hover:text-slate-600 hover:bg-slate-50 rounded-lg transition-colors"
diff --git a/lib/auto-trade.ts b/lib/auto-trade.ts
index 0952a27..ca3ff31 100644
--- a/lib/auto-trade.ts
+++ b/lib/auto-trade.ts
@@ -9,7 +9,7 @@
 
 import { getFirms, isSymbolBanned, getInstruments } from './db';
 import { getClients } from './clients';
-import { computeDailyTarget, POINT_VALUES } from './trading-logic';
+import { computeDailyTarget, resolveEffectiveConfig, POINT_VALUES } from './trading-logic';
 import { getSetting } from './db';
 import type { FirmConfig, AccountConfig } from '@/types';
 import type { FirmWithAccounts } from './db';
@@ -42,6 +42,8 @@ function mapFirmConfig(firm: FirmWithAccounts): FirmConfig {
             accountSize: a.account_size,
             maxLoss: a.max_loss,
             maxPositionSize: a.max_position_size,
+            targetSameEquity: a.target_same_equity === 1,
+            withdrawalStages: (() => { try { return JSON.parse(a.withdrawal_stages ?? '[]') as { profit: number; consistency: number; minTradingDays: number }[]; } catch { return []; } })(),
         })),
     };
 }
@@ -176,13 +178,19 @@ export async function runTrade(action: 'Buy' | 'Sell' | 'Random', symbol: string
             // Only trade accounts that haven't traded yet today
             if (cash.realizedPnL !== 0) continue;
 
+            const priorProfit = client.priorProfit?.[acc.id] ?? 0;
+            const allFundTxns = client.fundTransactions?.[acc.id] ?? [];
+            const effective = resolveEffectiveConfig(
+                cfg.profitTarget, cfg.consistency, cfg.minTradingDays, cfg.targetSameEquity, cfg.withdrawalStages, priorProfit, allFundTxns
+            );
+
             // Use the same target formula as the dashboard — skip if $0 (challenge complete)
-            const target = computeDailyTarget(cfg.profitTarget, cfg.consistency, totalProfit, dailyPnL, cfg.minDayPnL, cfg.minTradingDays);
+            const target = computeDailyTarget(effective.profitTarget, effective.consistency, totalProfit, dailyPnL, cfg.minDayPnL, effective.minTradingDays);
 
             // Allow through if it's an MNQ extra-day trade: no min day P&L, profit done, days still needed
             const isMnqExtraDay = cfg.minDayPnL <= 0
-                && cfg.minTradingDays > daysTraded
-                && totalProfit >= cfg.profitTarget;
+                && effective.minTradingDays > daysTraded
+                && totalProfit >= effective.profitTarget;
 
             if (target.amount <= 0 && !isMnqExtraDay) continue;
 
@@ -205,12 +213,17 @@ export async function runTrade(action: 'Buy' | 'Sell' | 'Random', symbol: string
         const { client, acc, contract, firmConfig, dailyPnL, daysTraded } = item;
         const cfg = getAccountConfig(acc.name, firmConfig)!;
         const totalProfit = dailyPnL.reduce((sum, d) => sum + d.pnl, 0);
+        const priorProfit = client.priorProfit?.[acc.id] ?? 0;
+        const allFundTxns = client.fundTransactions?.[acc.id] ?? [];
+        const effective = resolveEffectiveConfig(
+            cfg.profitTarget, cfg.consistency, cfg.minTradingDays, cfg.targetSameEquity, cfg.withdrawalStages, priorProfit, allFundTxns
+        );
 
         // Extra-day mode: profit target already met, no min day P&L, days still needed.
         // Just trade 1 MNQ in and out at market immediately — P&L doesn't matter.
         const isExtraDay = cfg.minDayPnL <= 0
-            && cfg.minTradingDays > daysTraded
-            && totalProfit >= cfg.profitTarget;
+            && effective.minTradingDays > daysTraded
+            && totalProfit >= effective.profitTarget;
 
         if (isExtraDay) {
             const mnqContract = await client.findFrontMonthContract('MNQ');
@@ -237,7 +250,7 @@ export async function runTrade(action: 'Buy' | 'Sell' | 'Random', symbol: string
             };
         }
 
-        const target = computeDailyTarget(cfg.profitTarget, cfg.consistency, totalProfit, dailyPnL, cfg.minDayPnL, cfg.minTradingDays);
+        const target = computeDailyTarget(effective.profitTarget, effective.consistency, totalProfit, dailyPnL, cfg.minDayPnL, effective.minTradingDays);
 
         const rawContracts = Math.max(1, Math.ceil(target.amount / 1000));
         const contracts = cfg.maxPositionSize > 0 ? Math.min(rawContracts, cfg.maxPositionSize) : rawContracts;
diff --git a/lib/db.ts b/lib/db.ts
index 2c78dd1..ec79696 100644
--- a/lib/db.ts
+++ b/lib/db.ts
@@ -50,6 +50,20 @@ try {
     // Column already exists
 }
 
+// Migration: add target_same_equity flag
+try {
+    db.exec('ALTER TABLE account_configs ADD COLUMN target_same_equity INTEGER NOT NULL DEFAULT 1');
+} catch {
+    // Column already exists
+}
+
+// Migration: add withdrawal_stages JSON array
+try {
+    db.exec("ALTER TABLE account_configs ADD COLUMN withdrawal_stages TEXT NOT NULL DEFAULT '[]'");
+} catch {
+    // Column already exists
+}
+
 
 
 // ── Interfaces ─────────────────────────────────────────────────────────────
@@ -65,6 +79,8 @@ export interface AccountConfigRow {
     account_size: number;
     max_loss: number;
     max_position_size: number;
+    target_same_equity: number;  // 0 | 1
+    withdrawal_stages: string;   // JSON { profit: number; consistency: number; minTradingDays: number }[]
 }
 
 export interface FirmRow {
@@ -118,11 +134,13 @@ export function createAccountConfig(firmId: number, data: {
     accountSize: number;
     maxLoss: number;
     maxPositionSize: number;
+    targetSameEquity?: boolean;
+    withdrawalStages?: { profit: number; consistency: number; minTradingDays: number }[];
 }): AccountConfigRow {
     const stmt = db.prepare(
-        'INSERT INTO account_configs (firm_id, prefix, profit_target, consistency, min_day_pnl, min_trading_days, account_size, max_loss, max_position_size) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?)'
+        'INSERT INTO account_configs (firm_id, prefix, profit_target, consistency, min_day_pnl, min_trading_days, account_size, max_loss, max_position_size, target_same_equity, withdrawal_stages) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)'
     );
-    const result = stmt.run(firmId, data.prefix, data.profitTarget, data.consistency, data.minDayPnL, data.minTradingDays, data.accountSize, data.maxLoss, data.maxPositionSize);
+    const result = stmt.run(firmId, data.prefix, data.profitTarget, data.consistency, data.minDayPnL, data.minTradingDays, data.accountSize, data.maxLoss, data.maxPositionSize, data.targetSameEquity ? 1 : 0, JSON.stringify(data.withdrawalStages ?? []));
     return db.prepare('SELECT * FROM account_configs WHERE id = ?').get(result.lastInsertRowid) as AccountConfigRow;
 }
 
@@ -140,12 +158,14 @@ export function updateAccountConfig(id: number, data: {
     accountSize: number;
     maxLoss: number;
     maxPositionSize: number;
+    targetSameEquity?: boolean;
+    withdrawalStages?: { profit: number; consistency: number; minTradingDays: number }[];
 }): boolean {
     const result = db.prepare(`
         UPDATE account_configs
-        SET prefix = ?, profit_target = ?, consistency = ?, min_day_pnl = ?, min_trading_days = ?, account_size = ?, max_loss = ?, max_position_size = ?
+        SET prefix = ?, profit_target = ?, consistency = ?, min_day_pnl = ?, min_trading_days = ?, account_size = ?, max_loss = ?, max_position_size = ?, target_same_equity = ?, withdrawal_stages = ?
         WHERE id = ?
-    `).run(data.prefix, data.profitTarget, data.consistency, data.minDayPnL, data.minTradingDays, data.accountSize, data.maxLoss, data.maxPositionSize, id);
+    `).run(data.prefix, data.profitTarget, data.consistency, data.minDayPnL, data.minTradingDays, data.accountSize, data.maxLoss, data.maxPositionSize, data.targetSameEquity ? 1 : 0, JSON.stringify(data.withdrawalStages ?? []), id);
     return result.changes > 0;
 }
 
diff --git a/lib/trading-logic.ts b/lib/trading-logic.ts
index 7e1f238..3d8a415 100644
--- a/lib/trading-logic.ts
+++ b/lib/trading-logic.ts
@@ -1,3 +1,54 @@
+/**
+ * Resolve the effective profit target and consistency for an account based on its withdrawal strategy.
+ *
+ * Mode A (targetSameEquity=true): the account must reach the same cumulative equity level.
+ *   remainingProfit = priorProfit + totalWithdrawals (profit still in the account after payouts)
+ *   effectiveProfitTarget = profitTarget − remainingProfit
+ *
+ * Mode B (withdrawalStages non-empty): Stage 1 (no withdrawals yet) uses base profitTarget/consistency.
+ *   After the Nth withdrawal, use withdrawalStages[N-1]; last stage repeats.
+ * Fallback: returns base profitTarget and consistency unchanged.
+ */
+export function resolveEffectiveConfig(
+    profitTarget: number,
+    consistency: number,
+    minTradingDays: number,
+    targetSameEquity: boolean,
+    withdrawalStages: { profit: number; consistency: number; minTradingDays: number }[],
+    priorProfit: number,
+    fundTransactions: { date: string; amount: number }[]
+): { profitTarget: number; consistency: number; minTradingDays: number } {
+    if (targetSameEquity) {
+        // Withdrawals reduce the profit remaining in the account
+        const totalWithdrawals = fundTransactions
+            .filter((f) => f.amount < 0)
+            .reduce((s, f) => s + f.amount, 0); // negative sum
+        const remainingProfit = priorProfit + totalWithdrawals;
+        return { profitTarget: Math.max(0, profitTarget - remainingProfit), consistency, minTradingDays };
+    }
+    if (withdrawalStages.length > 0) {
+        const withdrawalCount = fundTransactions.filter((f) => f.amount < 0).length;
+        if (withdrawalCount === 0) {
+            return { profitTarget, consistency, minTradingDays }; // Stage 1 = base values
+        }
+        const idx = Math.min(withdrawalCount - 1, withdrawalStages.length - 1);
+        const stage = withdrawalStages[idx];
+        return { profitTarget: stage.profit, consistency: stage.consistency, minTradingDays: stage.minTradingDays };
+    }
+    return { profitTarget, consistency, minTradingDays };
+}
+
+/** @deprecated Use resolveEffectiveConfig instead */
+export function resolveEffectiveProfitTarget(
+    profitTarget: number,
+    targetSameEquity: boolean,
+    withdrawalStages: { profit: number; consistency: number; minTradingDays: number }[],
+    priorProfit: number,
+    fundTransactions: { date: string; amount: number }[]
+): number {
+    return resolveEffectiveConfig(profitTarget, 0, 0, targetSameEquity, withdrawalStages, priorProfit, fundTransactions).profitTarget;
+}
+
 /** Dollar-per-point value for common futures products. */
 export const POINT_VALUES: { [symbol: string]: number } = {
     NQ: 20, MNQ: 2, ES: 50, MES: 5,
diff --git a/lib/tradovate-class.ts b/lib/tradovate-class.ts
index 6d8e31a..03e5540 100644
--- a/lib/tradovate-class.ts
+++ b/lib/tradovate-class.ts
@@ -31,10 +31,14 @@ export class TradovateClient {
 
     public daysTraded: { [accountId: number]: number } = {};
     public dailyPnL: { [accountId: number]: { date: string; pnl: number }[] } = {};
+    /** Full P&L history (all cycles) — used for calendar display */
+    public fullDailyPnL: { [accountId: number]: { date: string; pnl: number }[] } = {};
     /** Date of the last fund transaction per account — days traded are counted from this date onwards */
     public lastFundDates: { [accountId: number]: string | null } = {};
     /** All fund transactions (deposits/withdrawals) per account */
     public fundTransactions: { [accountId: number]: { date: string; amount: number }[] } = {};
+    /** Sum of daily P&L from before the last fund transaction — used for "Target Same Equity" mode */
+    public priorProfit: { [accountId: number]: number } = {};
     /** Balance floor set by the prop firm — account is blown when amount <= this value (0 = not set) */
     public autoLiqThresholds: { [accountId: number]: number } = {};
 
@@ -386,6 +390,43 @@ export class TradovateClient {
             });
     }
 
+    /**
+     * Returns true when a withdrawal happened before the trading session started,
+     * meaning that day's trades belong to the NEW cycle.
+     * Timestamp format from Tradovate: "MM/DD/YYYY HH:MM:SS" in Central Time.
+     * Cutoff: before 9:00 AM CT → "before trading".
+     */
+    private static isWithdrawalBeforeTrading(timestamp: string | null): boolean {
+        if (!timestamp) return false;
+        const match = timestamp.match(/\d{2}\/\d{2}\/\d{4}\s+(\d{2}):\d{2}:\d{2}/);
+        if (!match) return false;
+        return parseInt(match[1], 10) < 9;
+    }
+
+    /**
+     * Filters daily PnL entries for the current cycle based on fund date and withdrawal timing.
+     * - Deposit: include the fund date (trading can start same day)
+     * - Withdrawal before trading session: include the fund date (day's trades are new cycle)
+     * - Withdrawal during/after trading: exclude the fund date (day's trades are old cycle)
+     */
+    private static filterActivePnL(
+        entries: { date: string; pnl: number }[],
+        fundDate: string | null,
+        isWithdrawal: boolean,
+        fundTimestamp: string | null
+    ): { active: { date: string; pnl: number }[]; prior: { date: string; pnl: number }[] } {
+        if (!fundDate) return { active: entries, prior: [] };
+
+        // Withdrawal before trading → day belongs to NEW cycle (use >=)
+        // Withdrawal during/after trading → day belongs to OLD cycle (use >)
+        // Deposit → always include the day (use >=)
+        const excludeFundDate = isWithdrawal && !TradovateClient.isWithdrawalBeforeTrading(fundTimestamp);
+
+        const active = entries.filter((d) => excludeFundDate ? d.date > fundDate : d.date >= fundDate);
+        const prior = entries.filter((d) => excludeFundDate ? d.date <= fundDate : d.date < fundDate);
+        return { active, prior };
+    }
+
     public async fetchDaysTraded(): Promise<{ failedAccounts: number }> {
         if (!this.accessInfo?.accessToken) return { failedAccounts: 0 };
         this.fetchDaysComplete = false;
@@ -457,8 +498,16 @@ export class TradovateClient {
 
             // Load cache first — serves as both the startup baseline and the fallback if API fails
             const cached = loadDailyPnL(account.id);
+            const storedFundTimestamp = loadAccountMeta(account.id, 'last_fund_timestamp');
             if (cached.length > 0) {
-                const active = storedFundDate ? cached.filter((d) => d.date >= storedFundDate) : cached;
+                const storedFundTxns = this.fundTransactions[account.id] ?? [];
+                const storedLastFundAmt = storedFundDate ? (storedFundTxns.find((f) => f.date === storedFundDate)?.amount ?? null) : null;
+                const storedIsWithdrawal = storedLastFundAmt !== null && storedLastFundAmt < 0;
+                const { active, prior: priorEntries } = TradovateClient.filterActivePnL(
+                    cached, storedFundDate, storedIsWithdrawal, storedFundTimestamp
+                );
+                this.priorProfit[account.id] = Math.round(priorEntries.reduce((s, d) => s + d.pnl, 0) * 100) / 100;
+                this.fullDailyPnL[account.id] = cached;
                 this.dailyPnL[account.id] = active;
                 this.daysTraded[account.id] = active.filter((d) => d.pnl !== 0).length;
             }
@@ -471,11 +520,15 @@ export class TradovateClient {
                 this.lastFetchRaw[account.name] = rows.length > 0 ? JSON.stringify(rows[0]) : '(empty)';
 
                 const fundMap: { [date: string]: number } = {};
+                const fundTimestampMap: { [date: string]: string } = {};
                 const dailyMap: { [date: string]: number } = {};
                 for (const row of rows) {
                     if ((row['Cash Change Type'] ?? '').trim() === 'Fund Transaction') {
                         const delta = parseFloat((row['Delta'] ?? '0').replace(/,/g, ''));
-                        if (!isNaN(delta)) fundMap[row['Date']] = (fundMap[row['Date']] ?? 0) + delta;
+                        if (!isNaN(delta)) {
+                            fundMap[row['Date']] = (fundMap[row['Date']] ?? 0) + delta;
+                            if (row['Timestamp']) fundTimestampMap[row['Date']] = row['Timestamp'];
+                        }
                         continue;
                     }
                     const delta = parseFloat((row['Delta'] ?? '0').replace(/,/g, ''));
@@ -497,6 +550,9 @@ export class TradovateClient {
                 if (lastFundDate) {
                     saveAccountMeta(account.id, 'last_fund_date', lastFundDate);
                     this.lastFundDates[account.id] = lastFundDate;
+                    if (fundTimestampMap[lastFundDate]) {
+                        saveAccountMeta(account.id, 'last_fund_timestamp', fundTimestampMap[lastFundDate]);
+                    }
                 }
                 const fundDate = this.lastFundDates[account.id];
 
@@ -505,7 +561,16 @@ export class TradovateClient {
                     .sort((a, b) => a.date.localeCompare(b.date));
 
                 const merged = mergePnL(cached, fresh);
-                const active = fundDate ? merged.filter((d) => d.date >= fundDate) : merged;
+
+                const lastFundAmt = fundDate ? (fundMap[fundDate] ?? null) : null;
+                const isWithdrawal = lastFundAmt !== null && lastFundAmt < 0;
+                const lastFundTs = fundDate ? (fundTimestampMap[fundDate] ?? loadAccountMeta(account.id, 'last_fund_timestamp')) : null;
+                const { active, prior: priorEntries } = TradovateClient.filterActivePnL(
+                    merged, fundDate, isWithdrawal, lastFundTs
+                );
+                this.priorProfit[account.id] = Math.round(priorEntries.reduce((s, d) => s + d.pnl, 0) * 100) / 100;
+
+                this.fullDailyPnL[account.id] = merged;
                 this.dailyPnL[account.id] = active;
                 this.daysTraded[account.id] = active.filter((d) => d.pnl !== 0).length;
                 saveDailyPnL(account.id, account.name, fresh); // upsert only fresh entries — preserves older cached rows
@@ -557,15 +622,23 @@ export class TradovateClient {
                     }
                 }
 
-                // Fills report has no fund transaction data — use stored fund date
+                // Fills report has no fund transaction data — use stored fund date and stored fund transactions
                 const fundDate = this.lastFundDates[account.id];
+                const storedFundTxns = this.fundTransactions[account.id] ?? [];
+                const lastFundAmt = fundDate ? (storedFundTxns.find((f) => f.date === fundDate)?.amount ?? null) : null;
+                const isWithdrawalFills = lastFundAmt !== null && lastFundAmt < 0;
 
                 const fresh = Object.entries(dailyMap)
                     .map(([date, pnl]) => ({ date, pnl: Math.round(pnl * 100) / 100 }))
                     .sort((a, b) => a.date.localeCompare(b.date));
 
                 const merged = mergePnL(cached, fresh);
-                const active = fundDate ? merged.filter((d) => d.date >= fundDate) : merged;
+                const fillsFundTs = loadAccountMeta(account.id, 'last_fund_timestamp');
+                const { active, prior: priorEntries } = TradovateClient.filterActivePnL(
+                    merged, fundDate, isWithdrawalFills, fillsFundTs
+                );
+                this.priorProfit[account.id] = Math.round(priorEntries.reduce((s, d) => s + d.pnl, 0) * 100) / 100;
+                this.fullDailyPnL[account.id] = merged;
                 this.dailyPnL[account.id] = active;
                 this.daysTraded[account.id] = active.filter((d) => d.pnl !== 0).length;
                 saveDailyPnL(account.id, account.name, fresh); // upsert only fresh entries — preserves older cached rows
diff --git a/types.ts b/types.ts
index 4b6b8a2..e3f9be5 100644
--- a/types.ts
+++ b/types.ts
@@ -7,6 +7,8 @@ export interface AccountConfig {
     accountSize: number;
     maxLoss: number;          // 0 = no limit; positive = account is "Dead" when loss exceeds this
     maxPositionSize: number;  // 0 = no limit; positive = max contracts per trade
+    targetSameEquity: boolean;   // if true, reduce profitTarget by priorProfit after withdrawal
+    withdrawalStages: { profit: number; consistency: number; minTradingDays: number }[];  // per-stage fresh profit + consistency (empty = use base values)
 }
 
 export interface FirmConfig {
@@ -34,8 +36,10 @@ export interface AccountState {
     targetHit: boolean;
     /** Next trading day's target, computed server-side. null when account is dead or config is missing. */
     dailyTarget: { amount: number; path: 'first_day' | 'normal_day' | 'reduced_day' } | null;
-    /** FIFO daily P&L history — used by the equity curve and calendar. */
+    /** Current cycle daily P&L — used for target calculations. */
     dailyPnL: { date: string; pnl: number }[];
+    /** Full P&L history across all cycles — used for calendar and equity curve display. */
+    fullDailyPnL: { date: string; pnl: number }[];
     /** Fund transactions (deposits/withdrawals) — used by the calendar and equity curve. */
     fundTransactions: { date: string; amount: number }[];
 }