Show stage-aware + consistency-adjusted profit target on dashboards

State API now returns effectiveProfitTarget = max(stage profit target,
maxDay/consistency). When a big day forces the consistency rule, this
reflects the actual amount needed to complete the stage — not just the
base profit target.

Main dashboard and account detail page now display this instead of the
raw cfg.profitTarget.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

app/accounts/[id]/page.tsx

@@ -247,7 +247,7 @@ export default function AccountPage() {
         ? Math.round((account.amount - cfg.accountSize) * 100) / 100
         : Math.round(fifoTotal * 100) / 100;
     const profitPct    = cfg?.accountSize ? (totalProfit / cfg.accountSize) * 100 : null;
-    const profitPassed = cfg != null && totalProfit >= cfg.profitTarget;
+    const profitPassed = cfg != null && totalProfit >= (account.effectiveProfitTarget ?? cfg.profitTarget);
     // dailyTarget is computed server-side in the state API — single source of truth.
     const dailyTarget = account.dailyTarget ?? null;
     const lossPassed   = !hasLossLimit || (cfg != null && totalProfit >= cfg.minDayPnL);
@@ -379,7 +379,7 @@ export default function AccountPage() {
                         <ObjRow
                             passed={profitPassed}
                             label="Profit Target"
-                            value={cfg ? `$${fmt(totalProfit)} of $${fmt(cfg.profitTarget)}` : '—'}
+                            value={cfg ? `$${fmt(totalProfit)} of $${fmt(account.effectiveProfitTarget ?? cfg.profitTarget)}` : '—'}
                         />
                         <ObjRow
                             passed={daysPassed}