diff --git a/lib/account-type-resolver.ts b/lib/account-type-resolver.ts
index 2f21f44..734130a 100644
--- a/lib/account-type-resolver.ts
+++ b/lib/account-type-resolver.ts
@@ -163,6 +163,24 @@ export function resolveFirmAssignments(
                     break;
                 }
             }
+
+            // Fallback while the throttled report fetch hasn't produced fund
+            // transactions yet: an account that has never traded still sits at
+            // exactly its opening balance, and balances arrive with the first
+            // sync. Only a cent-exact match counts — a traded account's balance
+            // won't equal any type size, so it falls through and waits for the
+            // reports as before. The matched size is persisted below, so the
+            // assignment survives once the balance starts moving.
+            if (!matched.type) {
+                const balance = client.accountCashBalances[account.id]?.amount;
+                if (typeof balance === 'number') {
+                    const attempt = matchAccountType(account.name, balance, types);
+                    if (attempt.type) {
+                        matched = attempt;
+                        matchedSize = balance;
+                    }
+                }
+            }
         }
 
         if (matched.type) {
diff --git a/lib/clients.ts b/lib/clients.ts
index 8804fc9..ec7864a 100644
Binary files a/lib/clients.ts and b/lib/clients.ts differ